Porto · Lisbon · Algarve

Own property in Portugal. Skip the hassle.

We find the home, handle the tax number, bank, mortgage and deed, then manage the tenant. You follow every step, and every euro, in one app.

€0 to buy with usEvery cost shown before you offerLicensed mediator and credit intermediary
October rent paid outCampanhã, Porto · +€905
Mortgage approvedStep 3 of 6 · Arroios
A listing in the app showing price, estimated net yield and costs
Explore screen with homes that match your plan
Portfolio screen with estimated value and rent kept
€0To buy. The selling agency pays us.
10%Of rent collected, to manage it all
~10 weeksTypical offer-to-keys, with a mortgage
1 advisorWho knows your file, by name
One app, start to finish

Find it. Buy it. Own it.

Most buyers juggle an agency, a lawyer, a bank and a property manager. With Properseas it's one team and one app.

01 · FIND

A shortlist, not a flood.

Tell us your budget and how you'll let it. You see homes from our partner agencies with the net yield worked out, not just the price.

  • Net, not gross. Rent after vacancy, management, tax and repairs.
  • Ranges, not promises. Every estimate shows how we made it.
  • Every cost of buying on one sheet, before you offer.
See homes
Map of Lisbon with homes marked by price
What a home should earn, broken down line by line
02 · BUY

Every form, handled.

Tax number, bank account, mortgage, promissory contract and deed. We do the paperwork; you see where it stands and what we need from you.

  • Live purchase tracker with what happens next and how long it takes.
  • Documents in one place, checked by your advisor.
  • Buy from abroad by power of attorney, if you can't be there.
How buying works
Making an offer in the app
Purchase tracker showing step 3 of 6, mortgage approval
03 · OWN

Your property, never out of sight.

We find, screen and manage the tenant. Each month you get a statement: rent in, every cost out, and what was paid to you.

  • Monthly statements with every invoice attached.
  • Estimated value, updated monthly, always with its range.
  • Your yearly tax summary for the Portuguese return.
What owners get
October statement showing €905 paid to the owner
Home screen for an owned flat with payouts and tenant details
An example home

T1 in Arroios, Lisbon. What it costs, and what it should earn.

€312,000Asking price · 64 m²
€327,942Total to buy, with taxes and notary
€10,608Est. kept per year, after all costs
3.4%Est. net yield · range 3.0–3.8%

Before income tax. Rent from signed leases within 600 m in the last 12 months. See the full listing

What you'll pay, line by line, for the Arroios flat
What a purchase costs

Know the total before you fall for the flat.

Open the full calculator
€312,000
How you'll pay
For a home you'll let, not live in. IMT uses the 2026 mainland table. Buying through a company, or in the Azores or Madeira, changes the rates.
Total to buy €327,942
Price€312,000
Property transfer tax (IMT)Rate for a home you'll let€12,446
Stamp duty0.8% of the price€2,496
Notary and land registry~€1,000
Mortgage costsStamp duty on the loan, valuation, bank fees~€2,310
Properseas feePaid by the selling agency€0
Cash up front€111,852
Est. monthly repayment€993
Estimates. We confirm every amount in writing before you sign anything.
Where we work

Three markets with steady tenants.

We only shortlist neighbourhoods where long-term demand holds up between the good months.

The Properseas app

Your purchase and your home, in your pocket.

Track the purchase, sign and upload documents, message your advisor and read your monthly statement. On iPhone and Android.

Buying now? Your advisor gives you early access.

Welcome screen of the Properseas app
Chat with your advisor, Rita
Questions

What people ask before the first call.

Read our guides
Do I need to live in Portugal to buy?

No. Anyone can buy property in Portugal. You need a Portuguese tax number (NIF) and, for a mortgage, a Portuguese bank account. We arrange both, usually within a week.

If buying is free for me, how do you get paid?

When you buy a home listed by a partner agency, that agency shares its commission with us. If we manage the home afterwards, we charge 10% of the rent we collect. Both are on every cost sheet.

Can you help me get a mortgage?

Yes. As a registered credit intermediary we compare offers from several banks, prepare your file and follow it to approval. The decision is always the bank's.

Are the yields guaranteed?

No. Every figure is an estimate, shown with its range and how we made it. Rents, costs and values can go down as well as up, and we show you the downside before you buy.

Do I have to be in Portugal for the deed?

No. You can sign by power of attorney. We prepare it with a lawyer, and you sign it once at a notary or consulate where you live.

Start with a free 30‑minute call.

Tell us your budget and what you want from the home. We'll show you what's realistic, with real numbers and every cost.

Booking a call with an advisor in the Properseas app